Payment Options & Insurance
We work with most insurance providers and offer flexible payment options to make your orthodontic treatment affordable.
We Accept Most Insurance Plans
Our team is experienced in working with a wide variety of insurance providers. We’ll help you understand your coverage and maximize your benefits.
We Verify Coverage
Before your first visit, we'll contact your insurance provider to verify your orthodontic benefits.
We Handle the Paperwork
We'll submit all claims and handle communications with your insurance company on your behalf.
We Maximize Benefits
Our knowledgeable staff will help you get the most out of your insurance coverage.
Accepted Insurance Providers
Aetna
Cigna
Delta Dental
Guardian
MetLife
Principal
UnitedHealthcare
Humana
Blue Cross Blue Shield
And many more...
Don’t see your provider listed? Contact us – we likely work with them too!
Understanding Your Benefits
Orthodontic insurance coverage can vary. Here’s what you should know.
Lifetime Maximum
Most orthodontic insurance plans offer a one-time lifetime maximum benefit, typically ranging from $1,000 to $3,000. This amount is paid toward your total treatment cost.
Age Limitations
Some insurance plans only cover orthodontics for patients under a certain age (typically 19). However, many plans now include adult coverage. We’ll verify your specific plan details.
Payment Schedule
Insurance benefits are usually paid in monthly installments over the course of your treatment, not as a lump sum at the beginning.
Coordination of Benefits
If you or your child is covered under multiple insurance plans, we can help coordinate benefits to maximize your coverage.
Not sure about your coverage? Call us with your insurance information, and we’ll be happy to check your benefits for you at no charge.
Payment Methods We Accept
We offer multiple convenient ways to pay for your treatment.
Traditional Payment Methods
Cash or personal check
Visa, MasterCard, Discover, American Express
Debit cards
Electronic bank transfers (ACH)
Healthcare Accounts
Flexible Spending Accounts (FSA)
Health Savings Accounts (HSA)
Using pre-tax dollars from FSA/HSA accounts can provide significant savings!
Don't Have Insurance?
No problem! We offer flexible in-house payment plan options that make treatment affordable for everyone, regardless of insurance coverage.
Questions About Insurance or Payment?
Our knowledgeable team is here to help you navigate your insurance benefits and find the best payment option for your family.